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Purchase Money 2nds / Rate & Term Refinance 2nds

IBC First Equity offers “piggy-back” 2nds in Texas & Oklahoma on Owner Occupied Properties with Full Income Documentation. Credit scores as low as 680, CLTVs up to 95% and 2nd Lien Loan Amounts up to $250K (certain restrictions apply).

Second Homes

IBC First Equity offers 2nd Mortgages on Second Homes up to 90% CLTV with Full Income Documentation. Credit scores as low as 680 and loan amounts as high as $250K (certain restrictions apply).

Home Equity / (Texas Cash-Out A6)

IBC offers 1st & 2nd Lien Home Equity Loans for Texas & Oklahoma. Loan amounts up to $100K for 1st Lien Mortgages with credit scores as low as 620. Loan amounts up to $200K for 2nd Lien Mortgages with credit scores as low as 660. IBC offers no-closing cost Home Equity programs (certain restrictions apply).

Home Equity Line of Credit (HELOC)

IBC offers 1st & 2nd Lien Home Equity Line of Credit for Texas & Oklahoma. Loan amounts up to $500K for 1st Lien Mortgages with credit scores as low as 620. Loan amounts up to $200K for 2nd Lien Mortgages with credit scores as low as 660. IBC offers no-closing cost Home Equity Line of Credit programs (certain restrictions apply).

Home Improvement

IBC offers 1st & 2nd Lien Home Improvement Loans up to 90% CLTV for Texas & Oklahoma. We offer Improvement amounts up to $200K and credit scores as low as 620 for 1st Liens and 680 for 2nd Liens (certain restrictions apply).



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